Loan Rates

Rates Effective As Of May 1, 2008.  Rates Subject To Change Without Notice.

VEHICLE LOANS
48 MONTHS
60-72 MONTHS
2007 & Newer
5.50% APR*
5.50% APR*
2006 - 2001
6.25% APR*
6.25% APR*
2000 & Older
6.50% APR*
-
Hybrid Promotion - 1% Discount Off Base Rate*
4.50% APR*
4.50% APR*
(*Risk Based Pricing does not apply to Hybrid promotional rate)
*APR is the Annual Percentage Rate.


STREET MOTORCYCLE LOANS
48 MONTHS
60-72 MONTHS
2007 & Newer
5.50% APR*
5.50% APR*
2006 - 2001
6.25% APR*
6.25% APR*
2000 & Older
6.50% APR*
-
*APR is the Annual Percentage Rate.


BOAT LOANS
60 MONTHS
84 MONTHS
120 MONTHS
New (Current Model Year Not Previously Titled)
8.50% APR*
8.75% APR*
9.00% APR*
Used (Up To 10th Previous Model Year)
8.50% APR*
8.75% APR*
9.00% APR*
*APR is the Annual Percentage Rate.


ATV LOANS
60 MONTHS
New
8.50% APR*
Used
8.75% APR*
*APR is the Annual Percentage Rate.


MOTOR HOME (RV) & CAMPER LOANS
60 MONTHS
84 MONTHS
120 MONTHS
180 MONTHS
New (Current Model Year Not Previously Titled)
8.50% APR*
8.75% APR*
9.00% APR*
9.50% APR*
Used (Up To 10th Previous Model Year)
8.75% APR*
9.00% APR*
9.50% APR*
-
*APR is the Annual Percentage Rate.


LAWN & GARDEN EQUIPMENT LOANS
48 MONTHS
72 MONTHS
New
7.00% APR*
7.00% APR*
Used
8.50% APR*
-
*APR is the Annual Percentage Rate.

**Risk Based Pricing (RBP) Applies to Above Rates Except Hybrid Promotional Rate.

Personal (RBP)
< 557
558-629
630-720
721-774
775 >
Loan Rate (add to base rate)
6.00%
4.00%
Base Rate
-0.25%
-0.50%
 
Secured (RBP)
< 557
558-629
630-720
721-774
775 >
Loan Rate (add to base rate)
3.00%
1.50%
Base Rate
-0.25%
-0.50%


HOME EQUITY CLOSED END LOANS
  5 Years
Prime + 1.25% APR*
10 Years
Prime + 2.25% APR*
15 Years
Prime + 3.25% APR*
*APR is the Annual Percentage Rate.


HOME EQUITY LINE OF CREDIT
 
Prime Minus 0.50% APR*
*APR is the Annual Percentage Rate.


VISA CREDIT CARD
 
10.9% APR* (6.90% First 3 Months)
*APR is the Annual Percentage Rate.
     
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