 |
Loan Rates
Rates Effective As Of February 1, 2011. Rates
Subject To Change Without Notice.
| VEHICLE LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
| 2011 & Newer |
36 Months |
as low as 2.99% |
$29.08 |
48 Months |
as low as 3.50% |
$22.36 |
| 60 Months |
as low as 3.70% |
$18.28 |
| 72 Months |
as low as 3.90% |
$15.60 |
|
2008 - 2010
*72 mo available only if loan amount is greater than $20,000 and credit score is higher than 720 |
36 Months |
as low as 3.50% |
$29.30 |
48 Months |
as low as 4.25% |
$22.69 |
60 Months |
as low as 4.50% |
$18.64 |
72 Months |
as low as 4.75% |
$15.99 |
|
2007 & Older
*60 mo available only if loan amount is greater than $15,000 and credit score is higher than 720 |
48 Months |
as low as 5.50% |
$23.26 |
| 60 Months |
as low as 5.75% |
$19.22 |
| *APR is the Annual Percentage Rate. Rate shown includes risk based pricing and relationship discounts. |
|
|
| STREET
MOTORCYCLE LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
| 2011 & Newer |
|
|
|
48 Months |
as low as 4.50% |
$22.84 |
| 60 Months |
as low as 4.50% |
$18.67 |
| 72 Months |
as low as 4.50% |
$15.90 |
|
| 2010 - 2008 |
|
|
|
48 Months |
as low as 5.25% |
$23.18 |
60 Months |
as low as 5.25% |
$19.02 |
|
| 2007 & Older |
48 Months |
as low as 5.50% |
$23.30 |
| *APR is the Annual Percentage Rate. Rate shown includes risk based pricing and relationship discounts. |
|
|
| BOAT LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
New
(Current Model Year
Not Previously Titled) |
60 Months |
as low as 7.50% |
$20.08 |
| 84 Months |
as low as 7.75% |
$15.47 |
| 120 Months |
as low as 8.00% |
$12.16 |
|
Used
(Up To 10th Previous Model Year) |
60 Months |
as low as 7.50% |
$20.08 |
84 Months |
as low as 7.75% |
$15.47 |
| 120 Months |
as low as 8.00% |
$12.16 |
| *APR is the Annual Percentage Rate. Rate shown includes risk based pricing and relationship discounts. |
|
|
| ATV LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
| New |
60 Months |
as low as 7.50% |
$20.08 |
|
| Used |
60 Months |
as low as 7.75% |
$20.18 |
| *APR is the Annual Percentage Rate. Rate shown includes risk based pricing and relationship discounts. |
|
|
| MOTOR
HOME (RV) & CAMPER LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
New
(Current Model Year
Not Previously Titled) |
60 Months |
as low as 7.50% |
$20.08 |
| 84 Months |
as low as 7.75% |
$15.50 |
| 120 Months |
as low as 8.00% |
$12.16 |
| 180 Months |
as low as 8.50% |
$9.88 |
|
Used
(Up To 10th Previous Model Year) |
60 Months |
as low as 7.75% |
$20.21 |
84 Months |
as low as 8.00% |
$16.19 |
| 120 Months |
as low as 8.50% |
$12.43 |
| 180 Months |
- |
- |
| *APR is the Annual Percentage Rate.Rate shown includes risk based pricing and relationship discounts. |
|
|
| LAWN
& GARDEN EQUIPMENT LOANS |
Term |
APR* |
Payment Per $1000 Borrowed |
New
(Current Model Year
Not Previously Titled) |
48 Months |
as low as 6.00% |
$23.53 |
| 72 Months |
as low as 6.00% |
$16.60 |
|
Used
(Up To 10th Previous Model Year) |
48 Months |
as low as 7.50% |
$24.23 |
72 Months |
- |
- |
| *APR is the Annual Percentage Rate. Rate shown includes risk based pricing and relationship discounts. |
|
|
| HOME
EQUITY LINE OF CREDIT |
Term |
APR* |
Payment Per $1000 Borrowed |
| |
- |
2.75%
(Prime Minus 0.50%) |
- |
| *APR is the Annual Percentage Rate. |
|
|
| VISA
CREDIT CARD
|
Annual Percentage Rate For Purchases
9.90%, 11.90%, or 19.90%
When you open your account, based on your creditworthiness.
|
Introductory APR*
6.90%
Your introductory APR applies only to purchases and
is
valid for six (6) months from account opening. |
| *APR is the Annual Percentage Rate. |
|
|
EPCU Relationship Pricing Loan Discounts
0.1% -Net Direct Deposit (net or $500.00)
0.1% -Payroll Deduction (to loan receiving discount)
0.1% -EPCU Checking Account with Visa Debit Card
0.1% -Enrolled in E-statements
0.1% -EPCU Visa Credit Card |
|
|
