Loan Rates
Rates Effective As Of May 1, 2008. Rates
Subject To Change Without Notice.
| VEHICLE LOANS |
48 MONTHS
|
60-72 MONTHS
|
| 2007 & Newer |
5.50% APR*
|
5.50% APR*
|
| 2006 - 2001 |
6.25% APR*
|
6.25% APR*
|
| 2000 & Older |
6.50% APR*
|
-
|
| Hybrid Promotion - 1% Discount Off Base Rate* |
4.50% APR*
|
4.50% APR*
|
| (*Risk Based Pricing does
not apply to Hybrid promotional rate) |
| *APR is the Annual Percentage Rate. |
|
|
| STREET
MOTORCYCLE LOANS |
48 MONTHS
|
60-72 MONTHS
|
| 2007 & Newer |
5.50% APR*
|
5.50% APR*
|
| 2006 - 2001 |
6.25% APR*
|
6.25% APR*
|
| 2000 & Older |
6.50% APR*
|
-
|
| *APR is the Annual Percentage Rate. |
|
|
| BOAT
LOANS |
60 MONTHS
|
84 MONTHS
|
120 MONTHS
|
New (Current Model Year
Not Previously Titled)
|
8.50% APR*
|
8.75% APR*
|
9.00% APR*
|
| Used (Up To 10th Previous Model Year) |
8.50% APR*
|
8.75% APR*
|
9.00% APR*
|
| *APR is the Annual Percentage Rate. |
|
|
| ATV
LOANS |
60 MONTHS
|
New
|
8.50% APR*
|
| Used |
8.75% APR*
|
| *APR is the Annual Percentage Rate. |
|
|
| MOTOR
HOME (RV) & CAMPER LOANS |
60 MONTHS
|
84 MONTHS
|
120 MONTHS
|
180 MONTHS
|
New (Current Model Year
Not Previously Titled)
|
8.50% APR*
|
8.75% APR*
|
9.00% APR*
|
9.50% APR*
|
| Used (Up To 10th Previous Model Year) |
8.75% APR*
|
9.00% APR*
|
9.50% APR*
|
-
|
| *APR is the Annual Percentage Rate. |
|
|
| LAWN
& GARDEN EQUIPMENT LOANS |
48 MONTHS
|
72 MONTHS
|
| New |
7.00% APR*
|
7.00% APR*
|
| Used |
8.50% APR*
|
-
|
| *APR is the Annual Percentage Rate. |
|
|
**Risk Based Pricing (RBP) Applies to Above Rates
Except Hybrid Promotional Rate.
| Personal (RBP) |
< 557
|
558-629
|
630-720
|
721-774
|
775 >
|
| Loan Rate (add to base rate) |
6.00%
|
4.00%
|
Base Rate
|
-0.25%
|
-0.50%
|
| |
| Secured (RBP) |
< 557
|
558-629
|
630-720
|
721-774
|
775 >
|
| Loan Rate (add to base rate) |
3.00%
|
1.50%
|
Base Rate
|
-0.25%
|
-0.50%
|
| HOME
EQUITY CLOSED END LOANS |
5 Years
|
Prime + 1.25% APR*
|
| 10 Years
|
Prime + 2.25% APR*
|
| 15 Years
|
Prime + 3.25% APR*
|
| *APR is the Annual Percentage Rate. |
|
|
| HOME
EQUITY LINE OF CREDIT |
|
Prime Minus 0.50% APR* |
| *APR is the Annual Percentage Rate. |
|
|
| VISA
CREDIT CARD
|
|
10.9% APR* (6.90% First 3 Months) |
| *APR is the Annual Percentage Rate. |
|
|
|
