Deposit Accounts
To become a member, a share savings account has to be opened with
a minimum $5.00 deposit. Dividends are compounded daily and paid
at the close of each quarter. The interest rate is declared by
the Board of Directors, but may be changed at any time. The Regular
Shares can be obtained at an ATM with an ATM card. The accounts
are federally insured by NCUA to at least $100,000 per account.
Open a hassle free checking account with the Credit Union. There
are no minimum balance requirements, monthly service charges,
or per-check charges. If the account is overdrawn, we offer: overdraft
courtesy pay (with direct deposit), overdraft protection loans,
and automatic transfers from share accounts. A VISA Debit Card
or an ATM card is available to members whose accounts are in good
standing. Dividends are earned with a monthly average balance
of $1,500.00 or more.
CLUB ACCOUNTS
Interest bearing account for children under
the age of 18. Maybe started by a parent, grandparent or guardian.
The minimum balance is $5.
The minimum deposit to open an account is $1.00. A transaction
fee of $1.00 will be charged for each withdrawal or transfer out
of this account made from January 1st through September 30th.
There is no charge for any withdrawal or transfer made from October
1st through December 31st.
These accounts may be set up for vacation, college fund or for
any other purpose. There are no minimum balance requirements and
withdrawals may be made at any time.
A CD is a deposit in a fixed amount with set terms that will earn
dividends at a specified rate when held to maturity. The terms
range from 6 to 60 months, with a minimum deposit of $500.00.
Dividend rates are determined by the Board of Directors, and are
subject to change at any time.
Money Market accounts pay increased rates based on the account
balance. There are three tiered interest earning levels. The minimum
balance is $5,000.00, and there is a maximum withdrawal limit
of 6 per month without penalty. Minimum withdrawal is $500.
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Kid’s Club 
