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Savings Accounts

Ladies holding money in hand to show savings.Regular Share Savings
To become a member, a share savings account has to be opened with a minimum $5.00 deposit. Dividends are compounded daily and paid at the close of each quarter. The dividend rate is declared by the Board of Directors, but may be changed at any time. The Regular Shares can be obtained at an ATM with an ATM card.

Rewards Checking
Open a hassle free checking account and earn cash back on balances up to $5,000. There are no minimum balance requirements, monthly service charges, or per-check charges. This account comes with 24/7 free online and mobile access and free Bill Pay. Click Here for details on the cash back rate.

If the account is overdrawn, we offer: overdraft courtesy pay*, overdraft protection loans, and automatic transfers from share accounts. A VISA Debit Card or an ATM card is available to members whose accounts are in good standing.

CLUB ACCOUNTS

Koala Bear- represents our Kids Club accounts for those 18 and under.Koala Club
Dividend bearing account for children under the age of 18. Maybe started by a parent, grandparent or guardian. KC Club members get newsletters and birthday cards mailed directly to them. They are also eligible for our KC rewards program. Earn points for things like making deposits, getting good grades, and helping out in the community. Points can be redeemed for rewards like coloring books, stuffed animals, and t-shirts.

Christmas Club
The minimum deposit to open an account is $10.00. A transaction fee of $10.00 will be charged for each withdrawal or transfer out of this account made from January 1st through September 30th. There is no charge for any withdrawal or transfer made from October 1st through December 31st.

Special Club
These accounts may be set up for vacation, college fund or for any other purpose. There are no minimum balance requirements and withdrawals may be made at any time.

Share Certificates
A Share Certificate is a deposit in a fixed amount with set terms that will earn dividends at a specified rate when held to maturity. The terms range from 6 to 60 months, with a minimum deposit of $500.00. Dividend rates are determined by the Board of Directors, and are subject to change at any time.

Money Markets
Money Market accounts pay increased rates based on the account balance. There are three tiered dividend earning levels. The minimum balance is $5,000.00, and there is a maximum withdrawal limit of 6 per month without penalty. Minimum withdrawal is $500.

Deposit accounts are federally insured by NCUA at least to $250,000 per account.

*Overdraft courtesy pay is offered to members with direct deposit 90 days after the account is opened. Fees may apply and items may be returned under certain circumstances. Please see your account agreement for more information.

     
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