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Secure your finances effortlessly: ONLINE BANKING | MOBILE APP | MOBILE DEPOSIT.
Stop fraud, enjoy 24/7 access, and maintain financial control at your fingertips.

POWERFUL FINANCE

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Discover the ideal mortgage for your dream home with Energy Plus. Our dedicated mortgage team is ready to assist you in making your homeownership dreams a reality.

RADIANT FIRST MORTGAGES

Download our mobile apps for free today for iOS or Android.

Mobile Apps

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IDCheck

Starting May 1, IDCheck will add a quick step at out-of-state Co-Op Shared Branching locations to help protect your account from fraud.

Year-End Profit Sharing

Your share of $42,536 is here! Look on your statement for this special thank-you gift.

E-Statements

GET $10 WHEN YOU ENROLL IN E-STATEMENTS BY 12/31/2024!*

*Learn More

Q3 2025 Auto Loan Promotion

The choice is yours! Take 1.00% APR off* your approved auto loan rate OR no payments for the first 90 days.*

*View Current Rates

Q3 2025 Power Sports Loan Promo

Ready to ride, camp, or cruise? We finance ATVs, RVs, boats, campers, and more. Rates as low as 7.00% APR!*

100 Benjamin Charity Drive

For our 100 year anniversary we are collecting $10,000 to give to 4 local charities! Purchase our 100 year socks, calendars or T-shirts in 2 cool designs to contribute today!

Spring 2025 Cash Back Auto Promotion

Refinance your auto loan from another lender and get up to $500 cash back!*

Spring 2025 Member Referral

Refer a Friend to Energy Plus and Receive $25 each, PLUS a chance to win $500!*

Thank You- CUs

It’s a team effort—thank you to the credit unions who’ve joined us in making a difference through our charity drive!

Centra Credit Union
ProFed Credit Union
Harvester Financial Credit Union
Interra Credit Union
Forum Credit Union
Thrive Credit Union
Indiana Credit Union League
Encompass Credit Union
Indiana Members Credit Union
Hoosier Hills Credit Union
Madison County Federal Credit Union
Afena Federal Credit Union
Electel Federal Credit Union
Prime Trust Credit  Union
Everwise Credit Union
Regional Credit Union
ISU Credit Union
Midwest Family Federal Credit Union

Spring 2025 eStatement Promotion

Make the switch to eStatements through June 30, 2025 and receive $10!*

Check Rates

From 1925 to Today- Rates as Solid as Our History.

100 Year Savings

Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind. 