From 1925 to Today- Rates as Solid as Our History.

Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind.

Check Rates
A man's hand holding a light bulb next to stacks of coins on a wooden table.

100 Years of Going the Extra Mile.

The choice is yours! Take 1.00% APR off* your approved auto loan rate OR no payments for the first 90 days.*

*Learn More
Crossover SUV parked on gravel road

Empower Your Adventure

Ready to ride, camp, or cruise? We finance ATVs, RVs, boats, campers, and more. Rates as low as 7.00% APR!*

*View Current Rates
Young woman riding jet ski on lake.

100 Years, 100 Benjamins for Charity

For our 100 year anniversary we are collecting $10,000 to give to 4 local charities! Purchase our 100 year socks, calendars or T-shirts in 2 cool designs to contribute today!

Learn More
100 dollar bills fanned out

Thank YOU!

It’s a team effort—thank you to the credit unions who’ve joined us in making a difference through our charity drive! Centra Credit Union ProFed Credit Union Harvester Financial Credit Union Interra Credit Union Forum Credit Union Thrive Credit Union Indiana Credit Union League Encompass Credit Union Indiana Members Credit Union Hoosier Hills Credit Union Madison County Federal Credit Union Afena Federal Credit Union Electel Federal Credit Union Prime Trust Credit Union Everwise Credit Union Regional Credit Union ISU Credit Union Midwest Family Federal Credit Union

Hands making hearts

From 1925 to Today- Rates as Solid as Our History.

Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind.

Check Rates
A man's hand holding a light bulb next to stacks of coins on a wooden table.

100 Years of Going the Extra Mile.

The choice is yours! Take 1.00% APR off* your approved auto loan rate OR no payments for the first 90 days.*

*Learn More
Crossover SUV parked on gravel road

Featured Rates

Auto Loans

As low as

4.75%

Annual Percentage Rate

Apply Now
Closeup of a hand giving a car key.

RV And Campers

As low as

7.25%

Annual Percentage Rate

Apply Now
Camper parked at a lake with mountains in the background.

Certificate Account

Up to

4.75%

Annual Percentage Yield

Learn More
A woman stamping a document at a table
Rates effective as of 01/01/2024
A man working on a mobile phone and a digital tablet.

POWERFUL FINANCE

Secure your finances effortlessly: ONLINE BANKING | MOBILE APP | MOBILE DEPOSIT. Stop fraud, enjoy 24/7 access, and maintain financial control at your fingertips.

Learn More
People shaking hands with a view of a model of small houses in the background.

RADIANT FIRST MORTGAGES

Discover the ideal mortgage for your dream home with Energy Plus. Our dedicated mortgage team is ready to assist you in making your homeownership dreams a reality.

Mobile Apps

Download our mobile apps for free today for iOS or Android.