Checking Accounts
A draft checking account at Energy Plus Credit Union offers you all of the convenience and functionality you need to manage your money. We offer two options that both come with exceptional service and require no minimum balance.
ULTIMATE CHECKING
Open a hassle-free checking account and earn cash back on balances up to $10,000. There are no minimum balance requirements, monthly service charges, or per-check charges. If the account is overdrawn, we offer:
, overdraft protection loans, and automatic transfers from share accounts. To earn reward in a given cycle:Maintain E-statements
Receive Direct Deposit of at least $500
Complete 2 EPCU Bill Pay Transactions
Complete 12 Point of Sale Debit Card Transactions
TEEN CHECKING
It's never too early to start learning how to use a checking account. EPCU members 15 or older can open a checking account with a parent or guardian and receive a MasterCard debit card for easy access to their cash! Teen members are eligible to earn current Ultimate Checking Rate by completing the listed requirements in a given cycle.
There is no overdraft protection on this account.
FREE Services
Direct Deposit & ACH/EFT Transfers
Debit Cards- Folds of Honor & Pike Central Chargers give back cards available
Online Banking & Mobile App
Mobile Deposit Capture
Bill Pay
E-statements, E-notices & E-Alerts
Additional Services (Fees apply)
Official/Credit Union Checks (2 free per month)
Personal Checks in a variety of patterns
Wires (Domestic & Foreign)
Stop Payments
All accounts have no regular monthly fee. Dividend rates are determined by the Board of Directors, and are subject to change at any time.
Deposit accounts at EPCU are federally insured by the NCUA up to $250,000 per account.
