Branch Closure: All EPCU branches will be closed on Thursday, June 19th, in observance of Juneteenth. We will reopen on Friday, June 20th at our normal business hours. We apologize for any inconvenience this may cause. Members can still access their accounts online and through shared branching locations. For more information on shared branching sites, please use our shared branching locator tool on the website. Thank you for your understanding.

Branch Closure: All EPCU branches will be closed on Thursday, June 19th, in observance of Juneteenth. We will reopen on Friday, June 20th at our normal business hours. We apologize for any inconvenience this may cause. Members can still access their accounts online and through shared branching locations. For more information on shared branching sites, please use our shared branching locator tool on the website. Thank you for your understanding.

Fee Schedule

A female engineer with a safety helmet  holding a phone.

VALID THRU FEBRUARY 28, 2026

SERVICE

FEE

Replace Lost Debit Card

$10.00

Replacement PIN for Debit Card

$5.00

Credit Union Check (Draft) - Fee per Check if Over Limit of 2 per Month

$2.00

Monthly Inactive Account Fee - One Year Inactive and less than $50 in Account

$5.00

Remote Deposit Capture- Duplicate Presentment fee (per item)

$30.00

Note: If Deposit is used for loan payment

$25.00

Overdrafts and Other Nonsufficient Funds Items (NSF)

$32.00

Courtesy Pay Overdraft Transfer

$32.00

Stop Payment - Share Draft or ACH

$30.00

Stop Payment on Official Checks

$30.00

Non-Member Check Cashing - Cashing Our Member Checks for Non-Member

$5.00

Replace On Us Check With Corporate Check (fee per check)

$10.00

Domestic Wire Transfer - Outgoing

$25.00

International Wire Transfer

$45.00

Statement Copy (additional) or Printed Account History

$5.00

Copy of Check or Draft (Free if Using Home Banking)

$5.00

Withdrawal or Transfer from Christmas Club (January 1 through September 30)

$10.00

Research/Account Balancing Assistance (per hour with 1 hour minimum)

$50.00

Bad Address Fee (per month until corrected or per item returned)

$2.00

Garnishment & Court Order Fee

$20.00

Balance Inquiry by Telephone (To CU Staff Member) Note: Free if Using On-Line Banking

$2.00

Telephone Transfers (CU Staff Member Assistance) Note: Free if Using On-Line Banking

$2.00